Arch Capital Group insurance
100% comprehensive
Fully Comprehensive insurance with Arch Capital Group for duration of vehicle movements.
Your vehicle is automatically insured
How the insurance works
In partnership with the insurance provider Arch Capital Group,
all Pro movements uploaded through the DriiveMe platform benefit from fully comprehensive insurance
For every DriiveMe movement, the Arch Capital Group insurance replaces the annual insurance of the owner
You have no action to take
In the unfortunate case of an incident, the vehicle is covered by DriiveMe's insurance
Guarantees of the insured car
Loss of or Damage to the Insured Vehicle
| Fire, lightning, storm | Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less. |
| Theft or theft attempt | Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less. |
| Malicious damages | Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less. |
| Vandalism | Market Value of the Insured Vehicle at the time of the loss or damage or, the Market Value last declared to the insurer, whichever is less. |
Liability to others
| Liability to Others – Bodily Injury | Unlimited |
| Third Party Property Damage Liability (Motor Car) | £20,000,000 |
| Third Party Property Damage Liability (Commercial Vehicle) | £5,000,000 |
List of excesses for the driver
| Damage, fire and theft | £500 |
| Windscreen | £500 |
| Any incident | £500 |
Eligibility
Eligibility: Vehicle
| Maximum Market Value of Vehicle | £150,000 |
| Maximum Weight | 3.5 tonnes |
| Maximum number of seats (including driver) | 9 |
| Valid MOT (if applicable) | Required |
Eligibility: Usage
| The vehicle is covered for the duration of the scheduled booking |
| The driver must be a professional driver registered on DriiveMe |
| The vehicle usage is strictly for completing movements booked through the DriveMe platform. Personal use is not covered, including unnecessary diversions |
| Only the booked driver is insured to complete the movement |
Eligibility: Driver
Driver Requirements:
| Full UK licence for 3 or more years |
| Aged 25 - 75 |
| Aged 76-79. Reviewed on a case-by-case basis |
| Minor convictions are acceptable, subject to no more than 6 points |
| No major convictions in the last 5 years |
| No driving ban in the last 5 years |
Major convictions:
| AC | Accident Offences |
| BA | Driving whilst disqualified |
| CD | Careless Driving |
| DD | Dangerous Driving |
| DG | Drugs |
| DR | Drink |
| IN | Driving whilst uninsured |
| LC | Licence Offences |
| MR | Mutual Recognition |
| MS | Miscellaneous |
| TT | Special Code/Totting Up |
| UT | Theft or unauthorised taking |
